Consumer Wallet

Wallet that fits to phone
YouCloud Consumer Wallet is a white-label mobile wallet that can be issued by merchants to their customers for easy payments. This merchant-branded wallet also has a bouquet of various value-added services such as Mobile Recharge, Bills Payment, Money Transfer, Shopping, Ticketing and more, providing additional revenue to merchants.


Pay Merchants

By scanning QR code or merchant selection, customer can pay with his/her YouCloud Branded Wallet.

Pay a Friend

Customer can easily send payments to his/her friends in just a few simple clicks.

Intelligent Security

YouCloud guarantees an antifraud system using global security standards.

VAS Bouquet

Mobile Top-Up

User can get his/her own mobile recharge or send mobile credits and vouchers to friends/relatives.

Money Transfer

User can receive and send money to anyone anywhere via YouCloud Wallet.

Pay bills

User can pay for utility/service bills without worrying about long queues.

Shop and Pay Online

User can choose from a range of products and pay with YouCloud.

Get Tickets

User can book hotel and airline seats or pay taxi fares, event/movie tickets with YouCloud.

Customer Convenience


Customer will download and launch the Merchant-branded app or website (powered by YouCloud).


Customer can Shop/order at merchant as usual – in store, mobile, or website.


Customer can pay with Merchant-branded Wallet at merchant point-of sale or website. Transaction authentication is done in real-time.


By using the Merchant-branded Wallet, customers will get rewards and earn loyalty points, along with cash back, offers, promos, and many more.

Access Channels

The Solution can also be combined with our Card/Stickers to extend the payment experience to all your customers, regardless of the mobile handset they have (Android/iOS/Windows phone, featured phone, etc.)